How to build a lending fintech in India?
The current path to success for an Indian lending fintech company seems to be a) Build a business around an arbitrage in the short-term, b) build scale by complementing a …
Co-lending: The future of Fintech lenders
The Indian fintech industry has been experiencing a significant surge in the past few years. According to a report by KPMG, the fintech market in India is projected to reach …
RBI’s Digital Lending Guidelines – What’s new?
The Reserve Bank of India (RBI) recently released a report titled “Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps”. The report examines …
The Rs. 6,50,000 Cr stimulus that India could have used during the Pandemic
Here’s an opinion piece on the often-overlooked sub-category of personal credit in India – Gold loans. How come the impressive growth of gold loans during the pandemic still falls short of the potential and what can we do to access the full potential of gold loans.
Book Review – Atomic Habits
Atomic Habits by James clear is one of those books that provide a clear execution framework to a vague but useful theory. The best way to start the book is …
Book Review – Deep Work
This short read by Cal Newport makes a very strong albeit a pretty common-sensical case about why blocking explicit time for in-depth work is very important in today’s stimulus driven …
Book Review – Radical Candor
This is a short read highlighting how to inculcate and build a culture of ruthless direct feedback as well as care and empathy within your organisation. This book seemed to …