Skip to content
Technovative Consulting

Technovative Consulting

Fintech, Growth and More…

  • Home
  • Advisory Services
  • Reading List
  • India Banking & Macro Dashboard

Neo-Banking

How to build a lending fintech in India?

March 15, 2022March 15, 2022 Prasad Shahane

The current path to success for an Indian lending fintech company seems to be a) Build a business around an arbitrage in the short-term, b) build scale by complementing a Bank’s services, c) build a Brand, and then eventually d) build a Bank. Exploit an arbitrage: The raw material (read funds)

Read More
Articles

The Rs. 6,50,000 Cr stimulus that India could have used during the Pandemic

October 17, 2021October 30, 2021 Prasad Shahane

Here’s an opinion piece on the often-overlooked sub-category of personal credit in India – Gold loans. How come the impressive growth of gold loans during the pandemic still falls short of the potential and what can we do to access the full potential of gold loans.

Read More
Articles Neo-Banking

MAB – The archaic Banking construct that must go…

July 4, 2021August 19, 2021 Prasad Shahane

One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account. One of the Term Deposits (TD) matured and the Bank charged me for non-maintenance of MAB for the last 3 months at

Read More
Reading List

Book Review – Atomic Habits

July 1, 2021July 12, 2021 Prasad Shahane

Atomic Habits by James clear is one of those books that provide a clear execution framework to a vague but useful theory. The best way to start the book is to first note down a set of new good habits that you want to form and a set of bad

Read More
Reading List

Book Review – Deep Work

June 16, 2021July 11, 2021 Prasad Shahane

This short read by Cal Newport makes a very strong albeit a pretty common-sensical case about why blocking explicit time for in-depth work is very important in today’s stimulus driven world and gives some hacks in terms of how to do it well. If you already believe in the power

Read More
Reading List

Book Review – Radical Candor

June 1, 2021July 11, 2021 Prasad Shahane

This is a short read highlighting how to inculcate and build a culture of ruthless direct feedback as well as care and empathy within your organisation. This book seemed to have a solution to most of the problems I faced during my managerial journey and has laid down things in

Read More

Prasad Shahane

2x: Founder | 3x: Operator
3x: 0 -> 1 | 2x: 1 -> N

The Journey so far:

Rupeek – Head - Growth, Bank partnerships
- Simplilearn – Head - Alliances
- Qyk – Led multiple categories
- JM Financial – Strategist & Macroeconomist
- QuiCli – Co-Founder & CEO
- Religare Capital – Strategy, Midcaps
- MBA – NMIMS, Mumbai
- NSE – Summer intern
- Kotak Life – Project Manager
- TCS Bancs – Developer
- B.Tech (Comp. Sci.) – University of Mumbai

  • LinkedIn
  • Twitter
All Rights Reserved 2022.
Proudly powered by WordPress | Theme: Fairy by Candid Themes.
We use cookies for various purposes including analytics and personalized marketing. By continuing to use the service, you agree to our use of cookies.