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Technovative Consulting Posts

MAB – The archaic Banking construct that must go…

Yesterday, one of the mid-sized Indian Banks with a focus on increasing retail deposits charged me for non-maintenance of Minimum Account Balance (MAB). One of the Term Deposits (TD) matured and the Bank charged me for non-maintenance of MAB for the last 3 months at one go after the maturity proceeds were credited to my account. Trivial issue in terms of the amounts involved but one having far reaching consequences in terms of customer positioning and churn; especially in the…

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Book Review – Atomic Habits

Atomic Habits by James clear is one of those books that provide a clear execution framework to a vague but useful theory. The best way to start the book is to first note down a set of new good habits that you want to form and a set of bad habits that you want to break and then take the notes to formulate a strategy for each habit to benefit from different tools for practical execution available throughout the book.…

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Book Review – Deep Work

This short read by Cal Newport makes a very strong albeit a pretty common-sensical case about why blocking explicit time for in-depth work is very important in today’s stimulus driven world and gives some hacks in terms of how to do it well. If you already believe in the power of Deep Work, you can safely ignore the first half of the book and get to the different deep work models right away to identify the model that works the…

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Book Review – Radical Candor

This is a short read highlighting how to inculcate and build a culture of ruthless direct feedback as well as care and empathy within your organisation. This book seemed to have a solution to most of the problems I faced during my managerial journey and has laid down things in a pretty well laid out manner. A must read for anyone who aspires to be a good leader. A quick summary of the key takeaways: Radical candor is the art…

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