When it comes to choosing the right loan origination system (LOS), several crucial factors should guide your decision-making process. The LOS you select will significantly impact your lending operations, so …
In recent years, the financial industry has been undergoing significant changes. With the rise of technology and the proliferation of digital channels, traditional banks are facing stiff competition from fintech …
The current path to success for an Indian lending fintech company seems to be a) Build a business around an arbitrage in the short-term, b) build scale by complementing a …
As digital currencies continue to grow in popularity and embed themselves in the payment system, many wonder what role banks will play in this rapidly evolving landscape. In this article, …
The Indian fintech industry has been experiencing a significant surge in the past few years. According to a report by KPMG, the fintech market in India is projected to reach …
The Reserve Bank of India (RBI) recently released a report titled “Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps”. The report examines …
Here’s an opinion piece on the often-overlooked sub-category of personal credit in India – Gold loans. How come the impressive growth of gold loans during the pandemic still falls short of the potential and what can we do to access the full potential of gold loans.
One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account. One of …
Atomic Habits by James clear is one of those books that provide a clear execution framework to a vague but useful theory. The best way to start the book is …
This short read by Cal Newport makes a very strong albeit a pretty common-sensical case about why blocking explicit time for in-depth work is very important in today’s stimulus driven …
