Skip to content
Technovative Consulting

Technovative Consulting

Fintech, Growth and More…

  • Home
  • Advisory Services
  • Reading List
  • India Banking & Macro Dashboard

Category: Neo-Banking

  • Home
  • Neo-Banking
Neo-Banking

How to build a lending fintech in India?

March 15, 2022March 15, 2022 Prasad Shahane

The current path to success for an Indian lending fintech company seems to be a) Build a business around an arbitrage in the short-term, b) build scale by complementing a Bank’s services, c) build a Brand, and then eventually d) build a Bank. Exploit an arbitrage: The raw material (read funds)

Read More
Articles Neo-Banking

MAB – The archaic Banking construct that must go…

July 4, 2021August 19, 2021 Prasad Shahane

One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account. One of the Term Deposits (TD) matured and the Bank charged me for non-maintenance of MAB for the last 3 months at

Read More

Prasad Shahane

2x: Founder | 3x: Operator
3x: 0 -> 1 | 2x: 1 -> N

The Journey so far:

Rupeek – Head - Growth, Bank partnerships
- Simplilearn – Head - Alliances
- Qyk – Led multiple categories
- JM Financial – Strategist & Macroeconomist
- QuiCli – Co-Founder & CEO
- Religare Capital – Strategy, Midcaps
- MBA – NMIMS, Mumbai
- NSE – Summer intern
- Kotak Life – Project Manager
- TCS Bancs – Developer
- B.Tech (Comp. Sci.) – University of Mumbai

  • LinkedIn
  • Twitter
All Rights Reserved 2022.
Proudly powered by WordPress | Theme: Fairy by Candid Themes.
We use cookies for various purposes including analytics and personalized marketing. By continuing to use the service, you agree to our use of cookies.