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The Rs. 6,50,000 Cr stimulus that India could have used during the Pandemic

October 17, 2021October 30, 2021 Prasad Shahane

Here’s an opinion piece on the often-overlooked sub-category of personal credit in India – Gold loans. How come the impressive growth of gold loans during the pandemic still falls short of the potential and what can we do to access the full potential of gold loans.

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Articles Neo-Banking

MAB – The archaic Banking construct that must go…

July 4, 2021August 19, 2021 Prasad Shahane

One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account. One of the Term Deposits (TD) matured and the Bank charged me for non-maintenance of MAB for the last 3 months at

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Prasad Shahane

2x: Founder | 3x: Operator
3x: 0 -> 1 | 2x: 1 -> N

The Journey so far:

Rupeek – Head - Growth, Bank partnerships
- Simplilearn – Head - Alliances
- Qyk – Led multiple categories
- JM Financial – Strategist & Macroeconomist
- QuiCli – Co-Founder & CEO
- Religare Capital – Strategy, Midcaps
- MBA – NMIMS, Mumbai
- NSE – Summer intern
- Kotak Life – Project Manager
- TCS Bancs – Developer
- B.Tech (Comp. Sci.) – University of Mumbai

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