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Category: Articles

Articles / Neo-Banking

Embedded Finance: The Future of Banking and Beyond

In recent years, the financial industry has been undergoing significant changes. With the rise of technology and the proliferation of digital channels, traditional banks are facing stiff competition from fintech …

Articles / Neo-Banking

How to build a lending fintech in India?

The current path to success for an Indian lending fintech company seems to be a) Build a business around an arbitrage in the short-term, b) build scale by complementing a …

Articles

The Future of Digital Currencies in the Payment System and the Role of Banks

As digital currencies continue to grow in popularity and embed themselves in the payment system, many wonder what role banks will play in this rapidly evolving landscape. In this article, …

Articles / Neo-Banking

Co-lending: The future of Fintech lenders

The Indian fintech industry has been experiencing a significant surge in the past few years. According to a report by KPMG, the fintech market in India is projected to reach …

Articles / Neo-Banking

RBI’s Digital Lending Guidelines – What’s new?

The Reserve Bank of India (RBI) recently released a report titled “Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps”. The report examines …

Articles

The Rs. 6,50,000 Cr stimulus that India could have used during the Pandemic

Here’s an opinion piece on the often-overlooked sub-category of personal credit in India – Gold loans. How come the impressive growth of gold loans during the pandemic still falls short of the potential and what can we do to access the full potential of gold loans.

Articles / Neo-Banking

MAB – The archaic Banking construct that must go…

One of the mid-sized Indian Banks with a focus on increasing retail deposits charged me yesterday, for not maintaining the Minimum Account Balance (MAB) in my savings account. One of …

Articles / Neo-Banking

Dispelling the Myths of Cloud Adoption in Financial Services

The adoption of cloud technology has been on the rise in recent years, but many financial institutions are still hesitant to make the move. In this article, we’ll explore some …

Articles / Neo-Banking

Seamless Digital Banking Experience: The Key to Meeting Consumer Expectations

As technology continues to evolve, consumers are increasingly expecting a seamless digital banking experience. In this article, we’ll explore the importance of providing a seamless digital experience for banking consumers …

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