RBI Gold & Silver Collateral Directions, 2025
The RBI released landmark directions governing lending against gold and silver collateral. A breakdown of key changes for NBFCs, banks, and cooperative societies.
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Institutional depth.
Startup velocity.
Hands-on, outcome-driven management consulting
5x
AUM growth delivered
+
18+ years
Deep domain expertise
+
65+
Digital transformations
+
200+
Managers trained
Our approach
Technovative
AI + Technology driven + Innovative solutions
We don’t deliver decks. We solve problems.
Technovative Consulting specializes in first-principles problem solving for early-stage fintech companies and financial institutions. We help solve specific challenges related to technology, strategy, demand generation, process design, compliance and scaling.
- Tailored Solutions: Bespoke strategies that align with your business
- Strategic Insights: Actionable insights to get you a sustainable winning advantage
- Efficient Execution: Seamless implementation to ensure measurable impact
Discover breakthrough opportunities and actionable solutions to propel your business forward. Our experts bring clarity to complexity, turning challenges into competitive advantages. Let’s collaborate to drive your success. Experience a partnership that transforms vision into measurable results, empowering your business to thrive in a dynamic market!
Book a CallSelected work
Have a look at some of the work we have done in the past
01
Digital Growth Strategy
Technovative helped execute a comprehensive digital growth strategy for a Mumbai based Healthcare brand operation in the Digital Therapeutics space
02
Portfolio Analysis
Technovative team helped a Pune based NBFC set up data pipelines for regular reporting and PAR analysis for their Gold loan portfolio
03
Process Design
A Rural India focussed Cooperative in Satara engaged Technovative to digitally transform their existing processes along with a ground-up CBS execution
04
Incentive Design
A Panvel based NBFC engaged Technovative to design and operationalise incentive plan for their sales, operations and recovery teams
05
Gold Audit
A Gold Loan focussed NBFC engaged Technovative to set up gold audit team and process from ground up across their 65+ branch network across India
06
Training
Technovative has trained thousands of Middle-managers on topics such as Banking operations, Compliance, Team management and Gold loans across organisations
Our clients are talking...
... And they Sound Happy!
Trusted by industry leaders
The people
18+ years of Deep Domain Expertise
Prasad Shahane
DirectorTechnovative is led by Prasad Shahane, a fintech industry veteran with nearly two decades of experience spanning technology, financial research, and startup leadership. His career reflects a unique progression from building core banking systems to driving strategic growth in high-impact financial services.
He began his journey in technology, developing core banking solutions on the TCS BaNCS platform and working with Kotak Life Insurance on digital and operational systems. This strong technical foundation laid the groundwork for his transition into financial research and strategy. At JM Financial and Religare Capital, he served as a macroeconomist and equity strategist.
Contact
Let’s grab a cup of coffee & discuss how we can solve your problems
Address
2nd Floor, The Senate Business Center, DP Road, Erandwane, Pune - 411038
Call Us
+91 9686 484 086